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If you are a homeowner in the United States, you may think that insurance covers your home owners in the event of a major disaster, which can strike your home. Think again. In the earthquake United States damage to houses not covered by standard homeowners insurance. Although insurance cover damage caused by earthquakes such as car insurance, brought on other forms after checking your homeowners insurance a little closer, you will likely find that your house where an earthquake is not covered.

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In the United States, there are certain areas and regions which are more prone to earthquakes. The West Coast, for example, directly above a major fault line in the Earth cause frequent earthquakes, have been of the some enormous. California is a State, home to a number of devastating earthquakes in the course of history. However, if you accept not on the West coast of the United States of life, that you are free from the risk of earthquakes. Earthquake to anywhere at any time and in the average occur that in the United States each year about 5000 earthquakes occur. In the last century earthquake registered in 39 of the 50 United States, had more than half of the country.

Earthquake measuring at least a 7 on the Richter scale, which measures the magnitude of an earthquake, occurred in the Eastern and central regions of the United States in the 19th century. Earthquakes can of the hardly able to shake the ground so vigorously that to reduce significantly, major buildings on the ground range. If you happen in one of the poorer earthquake caught be is your home safe may be damaged. The recent earthquake was significant damage to surrounding areas in Northridge, California in 1994. The earthquake measured a 6.7 magnitude on the Richter scale and caused almost $20 million in damage in the Northridge and the surrounding towns and cities. A major earthquake has the ability, billions of dollars in damage to homes, businesses and communities right lead. Only a 6.7 measured the Northridge earthquake, but there were a series of major earthquakes around the world in the following years, caused in the Indian Ocean of the tsunami in Asia including the earthquake centered. The earthquake measured a 9 on the Richter scale.

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Take not only because your homeowners insurance policy, that you find not cover offers no coverage for earthquakes. Earthquake insurance is available in the country for those who want to protect their homes and land from the threat of earthquakes. Although a considerably small amount of Americans currently have earthquake insurance, if living in an area that is at high risk of major earthquake, you are not a fool to invest insurance in earthquake. Officials recognize how important earthquake insurance is for Americans in particular areas of the country such as the West Coast. You have made progress in recent years to cuts on earthquake insurance rates in States such as California where it is vital for the citizens to consider insurance against damage by earthquake.

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Earthquake insurance can be relatively easy to get. Other types of disaster in homeowners insurance policies, as such as flood insurance, not handled only by the Government offered insurance. Earthquake insurance can however easily be obtained by private insurance companies. Thus, earthquakes get convenient insurance for the common citizen. Residents of California get also earthquake insurance policies of the California earthquake authority. Earthquake insurance plan covers structural damage to your home and its contents because of the shake and shift of the earth caused by earthquakes. Other damage home insurance will be covered by your homeowners.

Unlike other natural disasters such as major hurricanes and tornadoes, not earthquakes of any size can be predicted. There is no way for scientists, if an earthquake will strike, which is why it for you properly for a large destructive earthquakes are prepared is so important to say. If you are in an area with a high risk of earthquake damage life, make sure that your home and possessions are insured, make sure you are not with major losses.