Aneka Info

If you want to save your car insurance? Here are suggestions from the insurance information Institute (III).

1. Comparison shop. Use consumer guide online from your insurance company Ministry of Foreign Affairs. These guides tell you what you need and show you sample cover car insurance premiums, generally of the largest companies. Get car insurance quotes from at least three insurers.

2. Ask for higher deductibles. If you submit a request, a deductible is the amount of money the you, numbers before paying your car insurance policy for the rest of its damage. Higher deductibles mean lower premiums. For example, could increase your deductible from $200 to $500 on collision and comprehensive coverage the part of your premium by 15 to 30 percent, according to III reduce.

3. Drop collision and/or comprehensive coverages on old cars. If your car in an accident was on, you get the actual cash value of the car. Although auto insurance companies use their own criteria to determine fair market value for vehicles, you get a rough estimate of Kelly Blue book. For older cars, not financial bonuses for many years to maintain useful can collision and comprehensive coverage numbers.

4. Buy a "low profile" car. Vehicles that are expensive to repair or have a high theft, have higher car insurance premiums.

5. Use low mileage discounts. Some auto insurance companies offer discounts to riders who set less than a certain number of miles to their vehicles per year. And with the high price of gasoline, driving less useful financial.

6. Auto insurance premiums at included one movement. Car insurance premiums tend to be in rural communities the lowest and highest in cities, where more traffic congestion occurs and increases the likelihood of theft.

7. Ask discounts for airbags and other security features. Their insurance agents can say you know about these discounts when purchasing your coverage. The most guidelines give discounts for airbags.

8. Ask anti lock brake discounts. Some States require insurers to give discounts for cars equipped with antilock brakes. Some auto insurance companies give the discount no matter where you live.

9. Ask other discounts. Some insurers offer discounted car insurance quotes for more than a car insurance that no accidents in three years, a driver over age 50, and driver training courses, anti-theft devices and in the a long standing customer. Plus, remember good student discounts if you are a student insurance that drive.

10. Buy your home and auto policies from the same insurer. This will entitle you to a bulk discount.

11. Learn about group discounts. Sometimes, insurance group policy are car of large employers, professional groups and other organizations.

12. Maintain good credit. Insurance premiums affect your credit rating of your car. Insurance rates vary depending on the State and insurance company use of credit scores in automobile, but statistics show that drivers with good credit records tend to have fewer accidents.

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